Terms of Use
Effective Date: [Month Day, Year]
These Terms of Use ("Terms") govern your access to and use of GetFinalExpenseOptions.com and any related pages, forms, communications, and services made available through the site.
By using the website, you agree to be bound by these Terms. If you do not agree, do not use the website.
1. Website Purpose
GetFinalExpenseOptions.com is an informational and lead generation website intended to help consumers request information about final expense insurance and related products and services.
We do not guarantee that any user will qualify for insurance, receive a quote, obtain coverage, or receive any particular pricing, underwriting result, or policy terms.
Insurance product availability, eligibility, rates, and terms vary by carrier, state, age, health, and other factors.
2. No Financial, Legal, or Tax Advice
Content on this website is for general informational purposes only and is not legal, tax, accounting, investment, medical, or financial advice.
Any insurance-related decision should be reviewed with a licensed professional as appropriate for your situation.
3. Eligibility
By using this website, you represent that:
You are at least 18 years old
The information you provide is truthful and accurate
You are using the website for lawful purposes only
You are authorized to provide any phone number or email address you submit
4. User Submissions
When you submit information through the website, you agree that:
The information is accurate and complete
You will not submit false, misleading, or fraudulent information
You will not impersonate another person
You will not interfere with or disrupt the website or its systems
We reserve the right to reject, delete, or restrict submissions that we believe are unlawful, inaccurate, abusive, fraudulent, or otherwise inappropriate.
5. Communications Consent
By submitting your contact information through the website, you expressly authorize us, and parties acting on our behalf, to contact you using the information you provided, including by phone, email, and text message, regarding your request, available insurance options, follow-up communications, service updates, and related business purposes, subject to applicable law and your communication preferences.
Your consent to receive communications is subject to applicable federal and state laws, your opt-out rights, and our Privacy Policy.
6. SMS Terms and Conditions
A. SMS Program Description
If you opt in, you may receive recurring SMS or MMS messages from Get Final Expense Options relating to:
Request confirmations
Appointment reminders
Customer care or support messages
Quote follow-ups
Insurance-related educational content
Promotional and marketing messages
Other operational or informational communications connected to your inquiry or relationship with us
B. Consent
By providing your mobile number and opting in where required, you agree to receive text messages from us at the number provided. Consent to receive marketing text messages is not a condition of purchase.
C. Message Frequency
Message frequency varies.
D. Fees
Message and data rates may apply.
E. Opt-Out
You can opt out of SMS messages at any time by replying:
STOP, END, CANCEL, UNSUBSCRIBE, or QUIT
After opting out, you may receive a one-time message confirming your request. No further marketing texts will be sent unless you opt in again.
F. Help
For assistance, reply HELP or contact:
Email: [[email protected]]
Phone: [Phone Number]
G. Carrier Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
H. Supported Delivery
Message delivery is subject to your mobile carrier, wireless service coverage, handset compatibility, and network availability. Delivery is not guaranteed.
I. Consent Records
You agree that we may maintain records of your opt-in, opt-out, consent language, forms submitted, timestamps, IP address, and messaging history for compliance, quality assurance, and dispute resolution purposes.
7. Intellectual Property
All website content, including text, graphics, logos, layout, branding, and design elements, is owned by or licensed to us and is protected by applicable intellectual property laws.
You may not copy, reproduce, republish, upload, modify, distribute, display, or exploit website content without prior written permission, except for your personal, non-commercial use.
8. Prohibited Use
You agree not to:
Use the website for unlawful or fraudulent purposes
Attempt unauthorized access to systems or data
Interfere with website operation or security
Use bots, scrapers, or automated tools without permission
Upload malicious code or harmful content
Misrepresent your identity or affiliation
Use the website in a way that could violate insurance, marketing, telemarketing, privacy, or consumer protection laws
9. Third-Party Services and Links
The website may reference or link to third-party platforms, agencies, carriers, or service providers. We do not control and are not responsible for third-party websites, policies, products, services, or content.
Any interaction you have with third parties is between you and that third party.
10. No Warranty
The website and all content and services are provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, and uninterrupted access.
11. Limitation of Liability
To the fullest extent permitted by law, [Legal Company Name], its owners, officers, employees, contractors, affiliates, partners, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of data, revenue, profits, goodwill, or business opportunities arising from or related to your use of the website or communications from us.
If liability is imposed despite the foregoing, our total liability shall not exceed the greater of $100 or the amount you paid us directly, if any, for use of the website.
12. Indemnification
You agree to defend, indemnify, and hold harmless [Legal Company Name], its affiliates, officers, employees, agents, contractors, and service providers from and against claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to:
Your use of the website
Your violation of these Terms
Your violation of applicable law
Your submission of false, misleading, or unauthorized information
13. Governing Law
These Terms are governed by the laws of the State of [State], without regard to conflict of laws principles.
Any dispute arising from these Terms or your use of the website shall be resolved exclusively in the state or federal courts located in [County, State], and you consent to that jurisdiction and venue.
14. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with the updated Effective Date. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.
15. Contact Information
For questions about these Terms, contact:
Get Final Expense Options
If you have questions about this Privacy Policy or our privacy practices, contact us at:
Website: GetFinalExpenseOptions.com
Email: [email protected]
Phone: 859-903-7538
Mailing Address: Cincinnati, Ohio 45202